Gibraltar Financial Corp. was established in 1951. We now operate from coast to coast and engage in accounts receivable lending through our new and exciting LINE OF CREDIT program, which is unique to our marketplace, and our factoring of accounts receivable. We also operate as a data processing service bureau for others in our field. Gibraltar offers the following to all its clients:

• cash flow management
• collection management
• credit management
• quality assurance testing

In addition, Gibraltar services the portfolios of other lenders, principally in the field of accounts receivable lending and factoring, through its Private Label Division. This alone speaks volumes towards the level of service that Gibraltar provides to its own clients.

Gibraltar is owned and operated by Ron Winicour, president and CEO, and Jerry Pam, chairman, who are both actively involved in the company. Between them, they have over 50 years of financial and lending experience.

Our philosophy is "It's a lot easier to keep a customer than to find a new one." While we did not invent this concept, we certainly have perfected it. Because of Gibraltar's superior service, continuing emphasis on relationships with its clients' customers, and extremely low employee turnover, it is considered one of the best relationship lenders of its kind.